Norka Insurance Agency Inc

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Norka Insurance Agency, Inc.

Homeowners

Insurance Coverage

Protect your greatest financial asset, your home, with a local agent you can trust. Norka Insurance Agency, Inc. can help you find the insurance coverage you need for your dwelling, personal possessions and personal liability.

Homeowners - Coverage against insured's property being damaged or destroyed by various perials and coverage for liability exposure of the insured
Renter's insurance - Covereage for the contents of a renter's home or apartment and for liability
Condominium - Coever for insured's personal property, building unit, loss of use from a covered peril as well as liability insurance

Flood Insurance - Coverage for a building and/or its contents against flood damage. Flood insurance is available to homeownders, renters, and business owners in communities participating in the National Flood Insurance Program (NFIP). Flood insurance may be required in Special Flood Hazard Areas.
Mobilehome Insurance - Coverage for a mobile home and its contents as well as liability coverage.

Commercial

Insurance Coverage

Personalized Insurance Options

HOURS & LOCATION

Location

7900 Oak Lane Suite 400

Miami Lakes, FL 33016

norkainsurance@gmail.com

Dade: 786 456 5070

Broward: 954 641 8570

Fax: 786 471 0350

Hours

Monday - Friday

9:00 am to 5:30 pm

Saturday (& Evenings)

By Appointments only

Evenings by Appointment

Auto Insurance

Coverage

Bodily Injury Liability – Coverage for injuries the policyholder causes to someone else
Medical Payments or Personal Injury Protection (PIP) – Coverage for treatment of injuries to the driver and passengers of the policyholder's car
Property Damage Liability– Coverage for damage the policyholder causes to someone else's property
Collision - Coverage for damage to the policyholder's car from a collision
Emergency Road Side Assistance - Provides protection for problems that are not typically handled by your auto insurance, such as: being locked out of your car, having a dead battery re-charged, inflating a flat tire, or filling an empty gas tank.

Comprehensive - Coverage for damage to the policyholder's car not involving a collision with another car (Including damage from fire, explosions, earthquakes, floods, and riots), and theft.
Uninsured Motorists Coverage – Coverage for costs resulting from an accident involving a hit-and-run driver or a driver who does not have insurance.
Rental car reimbursement – This coverage helps pay the cost of renting alternate transportation if your auto is disabled in an accident for more than 24 hours.

Not all car insurance is the same. There is a minimum level of coverage that all auto insurance companies offer, liability coverage for example, but there are also additional levels of coverage that you can include on your policy to add extra levels of protection.

Your auto policy may include some or all of the following coverages:

Commercial Automobile - Coverage for vehicles owned by and used for businesses, commercial institutions, and professional organizations.
Commercial Property - Coverage for business risks, including goods in transit, fire, burglary and theft.
General Liability - Provides coverage for the insured for their liability for bodily injury, property damage arising from accidents on premises, business operations on premises, business operations in progress, products manufactured or sold, and completed operations.

Professional Liability - Provides liability coverage to professionals for errors and omissions arising out of their professional duties.
Worker's Compensation - Protects an employer if an employee is injured on the job, as well as provides income, medical, rehabilitation, death, and survivor benefits to workers injured on the job.
Health Insurance - Programs for individuals, small businesses, and organizations.

We understand that small business owners like you work hard every day, taking risks to better serve your customers, employ more people and strive to be successful. We can help you build and protect your business by providing customized insurance solutions to support you and your budget.